If you're working but paying off a student loan, then your goal probably favors sending money to the bank. If you're out of work, then your budgeting goal is likely to spend as little as possible. We each have unique financial circumstances, which inform what kind of solution we can or should use to track our income and debt. For the simple lifestyle I had at the time, it was an effective means of keeping myself honest with my income, but it didn't translate well to online business transactions, long-term utility contracts, investments, and so on.Īs I continue to refine the way I track my finances, I've learned that personal accounting is always an evolving process. It only took one day of missing out on lunch to learn that I had to take my goals seriously, and I adjusted my spending behavior accordingly. Once the cash was gone from my wallet, I had to wait until the next payday to spend anything. I used to take a simple and direct approach: My paycheck was deposited into an account, and I'd withdraw some percentage in cash. Money managementĪs with anything else in life, we all have our own ways of keeping track of our money. But it's still important, and Linux has several tools that can help make the task manageable. The bottom line is that making a budget is hard, and not meeting your financial goals is discouraging. To make matters worse, we're often told to "make a budget" as if declaring the amount of money you can spend each month will somehow manifest the money you need. It can be frustrating and even scary when you don't have enough money to get by without financial assistance, and it can be surprisingly overwhelming when you do have the money you need but no clear notion of where it all goes each month. Personal finances can be difficult to manage. This article is about personal financial management. In this series, I'll share 21 different reasons to use Linux. ![]() No Link Aggregators - If there's an article within an aggregation of links/stories or a newsletter, link to the actual story or article.In 2021, there are more reasons why people love Linux than ever before. Drive-by posts from accounts where there is obviously no intention of engaging in the following discussion may be removed. No Drive-By Posting / Karma Farming - Karma farm accounts are not going to be welcome here, regardless of the validity of the posted content. You're more than welcome to post a comment in the thread that states your opinion of said article. ![]() No Sensationalized Titles - If your post is a link to an article, please keep your post title as close to, if not the same as, the linked article's title. Please keep those kinds of posts in those subs.īe On-Topic - Posts should be of direct relevance to the open source community. There are literally hundreds of other subs dedicated to memes and shitposting. No Memes/Low-Effort posts - This sub is a place for discussion and news regarding the world of open source projects. "It's perfectly fine to be a redditor with a website, it's not okay to be a website with a reddit account." We're a little more forgiving, but don't take advantage of it. Reddit recommends that <10% of your posts promote your content. We encourage you to be proud of/promote your work to a degree, but we also don't want users using this sub as a link farm to promote their project/website/YouTube channel. No Spam / Excessive self-promotion - Reddit has clear rules about self promotion. For a refresher, please see Reddit's entry on Reddiquette as a general guideline. ![]() Hate speech of any kind will not be tolerated. ![]() Please refrain from talking down to people, being overly patronizing, name-calling, personal insults, etc. We'd much appreciate it if this wasn't a place where that happens. People can unnecessarily be jerks sometimes. Looking to contribute? Try Up For Grabs Rulesīe Respectful - This shouldn't need to be a rule, but this is the internet. A subreddit for everything open source related.
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